Family Survival Guide
Family Survival Guide
Section titled “Family Survival Guide”When a family member is detained or deported, the remaining family faces immediate practical challenges: childcare, finances, housing, and countless decisions that must be made quickly. This guide provides concrete steps to help you stabilize your family and protect your assets.
Immediate Priorities (First 48-72 Hours)
Section titled “Immediate Priorities (First 48-72 Hours)”1. Secure Your Children
Section titled “1. Secure Your Children”If your children were with the detained person:
- Determine their location immediately
- Contact local law enforcement, hospitals, or child protective services if uncertain
- Have a trusted adult pick them up if you cannot
If children are with you:
- Reassure them they are safe
- Maintain routines as much as possible
- See Supporting Children Through Trauma
2. Document Everything
Section titled “2. Document Everything”Start a binder (physical or digital) with:
- What happened (date, time, location, agencies involved)
- Names and badge numbers of officers (if known)
- Where your family member is being held
- Any paperwork given during the arrest
- Your own contact information for attorneys
3. Find Your Family Member
Section titled “3. Find Your Family Member”To locate someone in ICE custody:
- ICE Online Detainee Locator: locator.ice.gov
- ICE ERO Contact Center: 1-888-351-4024
- You’ll need their full name (as it appears on immigration documents), country of birth, and A-number if known
4. Contact an Immigration Attorney
Section titled “4. Contact an Immigration Attorney”- CLINIC Legal Directory
- Immigration Advocates Network
- Many organizations offer free consultations
5. Notify Trusted People
Section titled “5. Notify Trusted People”Tell 2-3 trusted people:
- What happened
- What you need immediately (childcare, food, transportation)
- How to reach you
Financial Survival
Section titled “Financial Survival”The Reality
Section titled “The Reality”Research from KFF shows that families lose 40-90% of their income (average 70%) within six months of a parent’s arrest, detention, or deportation.
A 2018 Census analysis found that when households lose an undocumented breadwinner, family income falls by up to 45%.
This is a financial emergency. Act quickly.
Immediate Financial Steps
Section titled “Immediate Financial Steps”Within the first week:
-
Assess your situation
- What bills are due immediately?
- What income do you still have?
- What savings are available?
- Who owes you money?
-
Access available funds
- If you have access to joint bank accounts, withdraw what you need for immediate expenses
- If you don’t have access, see Power of Attorney below
-
Contact creditors proactively
- Mortgage company
- Car loan holder
- Credit card companies
- Utility companies
- Explain your situation—many offer hardship programs
-
Apply for assistance
- SNAP (food stamps): Contact your local Department of Social Services
- WIC (if you have young children)
- Utility assistance programs (LIHEAP)
- Food banks
- Community organization emergency funds
Creating a Survival Budget
Section titled “Creating a Survival Budget”List your absolute necessities:
| Category | Monthly Cost |
|---|---|
| Rent/Mortgage | $ |
| Utilities (electric, gas, water) | $ |
| Food | $ |
| Transportation (gas, insurance, payments) | $ |
| Health insurance/medical | $ |
| Phone | $ |
| Childcare | $ |
| TOTAL MINIMUM | $ |
Compare to your available income. The gap is what you need to address.
Increasing Income
Section titled “Increasing Income”Short-term options:
- Pick up extra hours at current job
- Gig work (delivery, rideshare, TaskRabbit)
- Sell items you don’t need
- Ask family/friends for short-term help
Longer-term:
- Apply for better-paying jobs
- Seek job training programs
- Contact workforce development centers
- Consider relocating for better opportunities (see below)
Reducing Expenses
Section titled “Reducing Expenses”Negotiate bills:
- Call every creditor and utility company
- Ask about hardship programs, payment plans, or reduced rates
- Document all conversations
Cut non-essentials:
- Streaming services
- Subscriptions
- Dining out
- Non-essential purchases
Seek free resources:
- Food banks and pantries
- Community meals
- Clothing donations
- Furniture/household item giveaways
Financial Assistance Resources
Section titled “Financial Assistance Resources”| Resource | What They Offer | How to Access |
|---|---|---|
| SNAP | Food assistance | Apply at local DSS or online |
| WIC | Food for women, infants, children | Contact local health department |
| LIHEAP | Utility bill assistance | Apply at local community action agency |
| 211 | Connection to all local resources | Call or text 211 |
| Emergency Assistance Fund | Rent, utilities, food | Check local community organizations |
| Immigrant Defense Funds | Legal and financial support | Informed Immigrant |
Childcare Without Your Partner
Section titled “Childcare Without Your Partner”The Dilemma
Section titled “The Dilemma”Research shows many families face an impossible choice: needing to work more hours to pay bills but having no one to care for their children.
Childcare Options
Section titled “Childcare Options”Family and friends:
- Create a schedule with trusted people
- Even a few hours helps
- Be specific about what you need
School-based programs:
- Before and after-school care
- School breakfast and lunch programs
- Summer programs
Community resources:
- Religious organizations often offer childcare
- Community centers
- YMCA/YWCA (often have sliding scale fees)
Government assistance:
- Child Care Assistance Program (CCAP) in most states
- Head Start for children 0-5
Older children helping:
- Age-appropriate responsibilities
- Don’t put adult burdens on children
- Ensure they still have time for school and being kids
When You Have No Childcare Options
Section titled “When You Have No Childcare Options”If you must work and have no childcare:
- Talk to your employer about flexible hours or remote work
- Look for jobs with compatible schedules (work when kids are in school)
- Seek shift work that allows you to be home when needed
- Connect with other parents in similar situations to share childcare
Managing the Household Alone
Section titled “Managing the Household Alone”Bills and Accounts
Section titled “Bills and Accounts”Create a master list of all accounts:
| Account | Amount | Due Date | Login Info Location |
|---|---|---|---|
| Mortgage/Rent | |||
| Electric | |||
| Gas | |||
| Water | |||
| Car payment | |||
| Car insurance | |||
| Phone | |||
| Internet | |||
| Credit cards | |||
| Other loans |
Set up automatic payments for essential bills if your income is stable enough.
Set calendar reminders for all due dates.
Accessing Accounts You Don’t Control
Section titled “Accessing Accounts You Don’t Control”If accounts are only in your detained family member’s name:
- You may need a Power of Attorney to access them (see below)
- Contact the company and explain your situation—some will work with you
- Bring marriage certificate, ID, and any proof of shared residence
Vehicle Issues
Section titled “Vehicle Issues”If the car is in the detained person’s name:
- Keep paying the loan and insurance
- Carry documentation showing your relationship
- Get Power of Attorney added if possible
If you don’t have a vehicle:
- Public transportation
- Rideshare services
- Ask community members for help
- Some organizations provide transportation assistance
Home Maintenance
Section titled “Home Maintenance”Things your partner may have handled:
- Lawn care/snow removal
- Minor repairs
- Appliance maintenance
Options:
- Learn to do basic tasks (YouTube tutorials)
- Ask friends/family for help
- Hire help only for what’s necessary
- Some community organizations help with home maintenance
Power of Attorney and Legal Documents
Section titled “Power of Attorney and Legal Documents”Why Power of Attorney Matters
Section titled “Why Power of Attorney Matters”According to the National Immigrant Justice Center:
“When people are detained or deported without having legally designated somebody to manage their assets, they might lose access to their accounts or their property.”
Types of Power of Attorney
Section titled “Types of Power of Attorney”| Type | What It Allows |
|---|---|
| Financial POA | Access bank accounts, pay bills, manage property, sign financial documents |
| Healthcare POA | Make medical decisions if person is incapacitated |
| Limited POA | Specific tasks only (like selling a car) |
| Durable POA | Remains effective if person becomes incapacitated |
Getting Power of Attorney After Detention
Section titled “Getting Power of Attorney After Detention”If your family member is detained and you don’t have POA:
- Contact an attorney immediately
- The detained person may be able to sign POA documents while in detention
- Some detention facilities have notary services
- Work with the attorney to expedite this
If Your Family Member Was Deported
Section titled “If Your Family Member Was Deported”They may be able to:
- Sign documents at a U.S. consulate/embassy abroad
- Have documents notarized and apostilled in their country
- Work with attorneys in both countries
Protecting Your Children: Legal Guardianship
Section titled “Protecting Your Children: Legal Guardianship”According to FindLaw:
“If a child is not in the custody of a parent for 15 of 22 months, that child may be considered abandoned. If a child is considered abandoned, a court may terminate the parental rights.”
If your spouse was the U.S. citizen parent:
- Consult an immigration attorney about your options
- Consult a family law attorney about custody
If you are the U.S. citizen parent:
- You retain custody
- Document that you are the sole caregiver
- Consider nominating a backup guardian in case anything happens to you
Documents to Prepare Now
Section titled “Documents to Prepare Now”From Informed Immigrant and ILRC:
Keep copies of:
- Birth certificates (all family members)
- Marriage certificate
- Passports and IDs
- Social Security cards
- Immigration documents (visas, green cards, work permits, naturalization certificates)
- School records
- Medical records
- Insurance policies
- Property deeds
- Vehicle titles
- Bank account information
- Tax returns (last 3 years)
- Power of Attorney documents
Store in:
- A physical binder at home
- With a trusted family member or friend
- In a secure digital location (encrypted drive, secure email to yourself)
Deciding Whether to Relocate
Section titled “Deciding Whether to Relocate”When Relocation Makes Sense
Section titled “When Relocation Makes Sense”Consider relocating if:
- You can’t afford your current housing
- You have family elsewhere who can help
- Better job opportunities exist elsewhere
- You’re in a hostile jurisdiction
- Your family member can return to a specific location
When Staying Makes Sense
Section titled “When Staying Makes Sense”Consider staying if:
- You have stable employment
- Children are settled in school
- You have strong community support
- Moving would mean isolation
- You own property with equity
Factors to Consider
Section titled “Factors to Consider”| Factor | Questions to Ask |
|---|---|
| Employment | Can you find work there? What’s the job market? |
| Housing costs | Will you save money or spend more? |
| Support network | Do you have people who will actually help? |
| Children’s needs | How will the move affect them? |
| Legal considerations | Will moving affect immigration cases? |
| Your wellbeing | Where will you be mentally healthiest? |
Selling Your Home: Protecting Your Equity
Section titled “Selling Your Home: Protecting Your Equity”Should You Sell?
Section titled “Should You Sell?”Consider selling if:
- You can’t afford the mortgage alone
- You’re relocating
- You need the equity for expenses
- The property is in only the detained/deported person’s name
Consider keeping if:
- You can afford payments
- You have stable housing
- Property values are rising
- It provides rental income potential
How to Protect Your Equity
Section titled “How to Protect Your Equity”From HomeLight and financial experts:
-
Know your equity
- Home value minus what you owe = equity
- Get a professional appraisal or comparative market analysis
- Check recent sales of similar homes
-
Avoid selling at a loss if possible
- If you’re underwater (owe more than it’s worth), consider alternatives
- Renting it out
- Loan modification
- Forbearance (temporary payment pause)
-
If you must sell quickly
- Traditional sale gets highest price but takes longest
- Cash buyers are faster but offer less (typically 70-80% of market value)
- “We buy houses” companies are legitimate but offer below market
Forbearance and Hardship Options
Section titled “Forbearance and Hardship Options”If you’re struggling with mortgage payments:
| Option | What It Is |
|---|---|
| Forbearance | Temporary pause or reduction in payments |
| Loan modification | Changing loan terms to lower payments |
| Refinancing | New loan with better terms (requires equity and income) |
| Hardship programs | Many lenders have programs for crisis situations |
Contact your mortgage company immediately if you’re struggling. The earlier you communicate, the more options you have.
HOPE Hotline: 888-995-4673 (free HUD-approved housing counseling)
Renting Out Your Home
Section titled “Renting Out Your Home”Instead of selling, consider:
- Renting the whole house and moving somewhere cheaper
- Renting rooms to help cover mortgage
- Using a property manager if you relocate
Caution: Landlording has its own challenges. Make sure you understand the responsibilities.
If You Sell
Section titled “If You Sell”- Get multiple estimates from real estate agents
- Negotiate commission rates
- Consider flat-fee or discount brokers
- Factor in closing costs (typically 6-10% of sale price)
- Plan where the equity will go
- Consult a tax professional about capital gains implications
Life as a Single Parent
Section titled “Life as a Single Parent”The New Reality
Section titled “The New Reality”You’re now managing everything alone. This is overwhelming, and it’s okay to feel that way.
What helps:
- Lower your standards for non-essentials (the house doesn’t need to be perfect)
- Accept help when offered
- Build a support team (friends, family, neighbors)
- Create routines and stick to them
- Take care of yourself so you can care for your children
Telling Your Children
Section titled “Telling Your Children”See our trauma guide for age-appropriate guidance.
Key points:
- Be honest but age-appropriate
- Reassure them it’s not their fault
- Tell them they’re safe and loved
- Allow them to express feelings
- Maintain routines
Maintaining Connection with the Absent Parent
Section titled “Maintaining Connection with the Absent Parent”- Regular video calls (schedule them like appointments)
- Phone calls (even brief ones help)
- Photos and videos shared both ways
- Voice messages children can replay
- Letters and cards (physical mail is meaningful)
- Virtual bedtime stories via video
- Shared activities (watching the same show “together”)
Research shows that for young children, video communication can have many of the same effects as physical presence.
Co-Parenting Across Borders
Section titled “Co-Parenting Across Borders”Even from another country, the other parent can:
- Participate in major decisions
- Help with homework over video
- Attend events virtually (school plays, sports, birthdays)
- Provide emotional support to children
- Stay informed about children’s lives
Taking Care of Yourself
Section titled “Taking Care of Yourself”This isn’t selfish—it’s survival.
- Sleep: Even when it’s hard, rest matters
- Eat: Skipping meals catches up with you
- Move: Even a short walk helps
- Connect: Talk to other adults
- Breathe: Take moments of pause
- Get help: Ask for it, accept it when offered
See Trauma and Healing for more on coping.
Support Resources
Section titled “Support Resources”Financial Assistance
Section titled “Financial Assistance”| Resource | Contact |
|---|---|
| 211 | Call or text 211 for local resources |
| SNAP/Food Stamps | Contact local DSS |
| WIC | Local health department |
| LIHEAP (Utility Assistance) | Local community action agency |
| TANF (Cash Assistance) | Local DSS |
Legal Help
Section titled “Legal Help”| Resource | Contact |
|---|---|
| CLINIC Legal Directory | cliniclegal.org |
| Immigration Advocates Network | immigrationadvocates.org |
| National Immigrant Justice Center | immigrantjustice.org |
| ILRC | ilrc.org |
Housing Help
Section titled “Housing Help”| Resource | Contact |
|---|---|
| HOPE Hotline | 888-995-4673 |
| HUD Housing Counseling | hud.gov |
| Homeowner Assistance Fund | Check your state’s program |
Emergency Preparedness
Section titled “Emergency Preparedness”| Resource | Link |
|---|---|
| Informed Immigrant: Family Preparedness | informedimmigrant.com |
| ILRC Family Preparedness Plan | ilrc.org |
| CLINIC 50-State Resource | cliniclegal.org |
Moving Forward
Section titled “Moving Forward”This is one of the hardest things a family can face. Every day you survive is a victory. Every bill you pay, every child you comfort, every decision you make—you’re doing it.
You will make mistakes. You will have bad days. That’s part of this. Give yourself grace.
Your family is still a family, even across borders. Your love reaches farther than any wall or ocean.
One day at a time. One decision at a time. One breath at a time.
You can do this.