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Family Survival Guide

When a family member is detained or deported, the remaining family faces immediate practical challenges: childcare, finances, housing, and countless decisions that must be made quickly. This guide provides concrete steps to help you stabilize your family and protect your assets.


If your children were with the detained person:

  • Determine their location immediately
  • Contact local law enforcement, hospitals, or child protective services if uncertain
  • Have a trusted adult pick them up if you cannot

If children are with you:

Start a binder (physical or digital) with:

  • What happened (date, time, location, agencies involved)
  • Names and badge numbers of officers (if known)
  • Where your family member is being held
  • Any paperwork given during the arrest
  • Your own contact information for attorneys

To locate someone in ICE custody:

  • ICE Online Detainee Locator: locator.ice.gov
  • ICE ERO Contact Center: 1-888-351-4024
  • You’ll need their full name (as it appears on immigration documents), country of birth, and A-number if known

Tell 2-3 trusted people:

  • What happened
  • What you need immediately (childcare, food, transportation)
  • How to reach you

Research from KFF shows that families lose 40-90% of their income (average 70%) within six months of a parent’s arrest, detention, or deportation.

A 2018 Census analysis found that when households lose an undocumented breadwinner, family income falls by up to 45%.

This is a financial emergency. Act quickly.

Within the first week:

  1. Assess your situation

    • What bills are due immediately?
    • What income do you still have?
    • What savings are available?
    • Who owes you money?
  2. Access available funds

    • If you have access to joint bank accounts, withdraw what you need for immediate expenses
    • If you don’t have access, see Power of Attorney below
  3. Contact creditors proactively

    • Mortgage company
    • Car loan holder
    • Credit card companies
    • Utility companies
    • Explain your situation—many offer hardship programs
  4. Apply for assistance

    • SNAP (food stamps): Contact your local Department of Social Services
    • WIC (if you have young children)
    • Utility assistance programs (LIHEAP)
    • Food banks
    • Community organization emergency funds

List your absolute necessities:

CategoryMonthly Cost
Rent/Mortgage$
Utilities (electric, gas, water)$
Food$
Transportation (gas, insurance, payments)$
Health insurance/medical$
Phone$
Childcare$
TOTAL MINIMUM$

Compare to your available income. The gap is what you need to address.

Short-term options:

  • Pick up extra hours at current job
  • Gig work (delivery, rideshare, TaskRabbit)
  • Sell items you don’t need
  • Ask family/friends for short-term help

Longer-term:

  • Apply for better-paying jobs
  • Seek job training programs
  • Contact workforce development centers
  • Consider relocating for better opportunities (see below)

Negotiate bills:

  • Call every creditor and utility company
  • Ask about hardship programs, payment plans, or reduced rates
  • Document all conversations

Cut non-essentials:

  • Streaming services
  • Subscriptions
  • Dining out
  • Non-essential purchases

Seek free resources:

  • Food banks and pantries
  • Community meals
  • Clothing donations
  • Furniture/household item giveaways
ResourceWhat They OfferHow to Access
SNAPFood assistanceApply at local DSS or online
WICFood for women, infants, childrenContact local health department
LIHEAPUtility bill assistanceApply at local community action agency
211Connection to all local resourcesCall or text 211
Emergency Assistance FundRent, utilities, foodCheck local community organizations
Immigrant Defense FundsLegal and financial supportInformed Immigrant

Research shows many families face an impossible choice: needing to work more hours to pay bills but having no one to care for their children.

Family and friends:

  • Create a schedule with trusted people
  • Even a few hours helps
  • Be specific about what you need

School-based programs:

  • Before and after-school care
  • School breakfast and lunch programs
  • Summer programs

Community resources:

  • Religious organizations often offer childcare
  • Community centers
  • YMCA/YWCA (often have sliding scale fees)

Government assistance:

  • Child Care Assistance Program (CCAP) in most states
  • Head Start for children 0-5

Older children helping:

  • Age-appropriate responsibilities
  • Don’t put adult burdens on children
  • Ensure they still have time for school and being kids

If you must work and have no childcare:

  • Talk to your employer about flexible hours or remote work
  • Look for jobs with compatible schedules (work when kids are in school)
  • Seek shift work that allows you to be home when needed
  • Connect with other parents in similar situations to share childcare

Create a master list of all accounts:

AccountAmountDue DateLogin Info Location
Mortgage/Rent
Electric
Gas
Water
Car payment
Car insurance
Phone
Internet
Credit cards
Other loans

Set up automatic payments for essential bills if your income is stable enough.

Set calendar reminders for all due dates.

If accounts are only in your detained family member’s name:

  • You may need a Power of Attorney to access them (see below)
  • Contact the company and explain your situation—some will work with you
  • Bring marriage certificate, ID, and any proof of shared residence

If the car is in the detained person’s name:

  • Keep paying the loan and insurance
  • Carry documentation showing your relationship
  • Get Power of Attorney added if possible

If you don’t have a vehicle:

  • Public transportation
  • Rideshare services
  • Ask community members for help
  • Some organizations provide transportation assistance

Things your partner may have handled:

  • Lawn care/snow removal
  • Minor repairs
  • Appliance maintenance

Options:

  • Learn to do basic tasks (YouTube tutorials)
  • Ask friends/family for help
  • Hire help only for what’s necessary
  • Some community organizations help with home maintenance

According to the National Immigrant Justice Center:

“When people are detained or deported without having legally designated somebody to manage their assets, they might lose access to their accounts or their property.”

TypeWhat It Allows
Financial POAAccess bank accounts, pay bills, manage property, sign financial documents
Healthcare POAMake medical decisions if person is incapacitated
Limited POASpecific tasks only (like selling a car)
Durable POARemains effective if person becomes incapacitated

If your family member is detained and you don’t have POA:

  1. Contact an attorney immediately
  2. The detained person may be able to sign POA documents while in detention
  3. Some detention facilities have notary services
  4. Work with the attorney to expedite this

They may be able to:

  • Sign documents at a U.S. consulate/embassy abroad
  • Have documents notarized and apostilled in their country
  • Work with attorneys in both countries
Section titled “Protecting Your Children: Legal Guardianship”

According to FindLaw:

“If a child is not in the custody of a parent for 15 of 22 months, that child may be considered abandoned. If a child is considered abandoned, a court may terminate the parental rights.”

If your spouse was the U.S. citizen parent:

  • Consult an immigration attorney about your options
  • Consult a family law attorney about custody

If you are the U.S. citizen parent:

  • You retain custody
  • Document that you are the sole caregiver
  • Consider nominating a backup guardian in case anything happens to you

From Informed Immigrant and ILRC:

Keep copies of:

  • Birth certificates (all family members)
  • Marriage certificate
  • Passports and IDs
  • Social Security cards
  • Immigration documents (visas, green cards, work permits, naturalization certificates)
  • School records
  • Medical records
  • Insurance policies
  • Property deeds
  • Vehicle titles
  • Bank account information
  • Tax returns (last 3 years)
  • Power of Attorney documents

Store in:

  • A physical binder at home
  • With a trusted family member or friend
  • In a secure digital location (encrypted drive, secure email to yourself)

Consider relocating if:

  • You can’t afford your current housing
  • You have family elsewhere who can help
  • Better job opportunities exist elsewhere
  • You’re in a hostile jurisdiction
  • Your family member can return to a specific location

Consider staying if:

  • You have stable employment
  • Children are settled in school
  • You have strong community support
  • Moving would mean isolation
  • You own property with equity
FactorQuestions to Ask
EmploymentCan you find work there? What’s the job market?
Housing costsWill you save money or spend more?
Support networkDo you have people who will actually help?
Children’s needsHow will the move affect them?
Legal considerationsWill moving affect immigration cases?
Your wellbeingWhere will you be mentally healthiest?

Consider selling if:

  • You can’t afford the mortgage alone
  • You’re relocating
  • You need the equity for expenses
  • The property is in only the detained/deported person’s name

Consider keeping if:

  • You can afford payments
  • You have stable housing
  • Property values are rising
  • It provides rental income potential

From HomeLight and financial experts:

  1. Know your equity

    • Home value minus what you owe = equity
    • Get a professional appraisal or comparative market analysis
    • Check recent sales of similar homes
  2. Avoid selling at a loss if possible

    • If you’re underwater (owe more than it’s worth), consider alternatives
    • Renting it out
    • Loan modification
    • Forbearance (temporary payment pause)
  3. If you must sell quickly

    • Traditional sale gets highest price but takes longest
    • Cash buyers are faster but offer less (typically 70-80% of market value)
    • “We buy houses” companies are legitimate but offer below market

If you’re struggling with mortgage payments:

OptionWhat It Is
ForbearanceTemporary pause or reduction in payments
Loan modificationChanging loan terms to lower payments
RefinancingNew loan with better terms (requires equity and income)
Hardship programsMany lenders have programs for crisis situations

Contact your mortgage company immediately if you’re struggling. The earlier you communicate, the more options you have.

HOPE Hotline: 888-995-4673 (free HUD-approved housing counseling)

Instead of selling, consider:

  • Renting the whole house and moving somewhere cheaper
  • Renting rooms to help cover mortgage
  • Using a property manager if you relocate

Caution: Landlording has its own challenges. Make sure you understand the responsibilities.

  1. Get multiple estimates from real estate agents
  2. Negotiate commission rates
  3. Consider flat-fee or discount brokers
  4. Factor in closing costs (typically 6-10% of sale price)
  5. Plan where the equity will go
  6. Consult a tax professional about capital gains implications

You’re now managing everything alone. This is overwhelming, and it’s okay to feel that way.

What helps:

  • Lower your standards for non-essentials (the house doesn’t need to be perfect)
  • Accept help when offered
  • Build a support team (friends, family, neighbors)
  • Create routines and stick to them
  • Take care of yourself so you can care for your children

See our trauma guide for age-appropriate guidance.

Key points:

  • Be honest but age-appropriate
  • Reassure them it’s not their fault
  • Tell them they’re safe and loved
  • Allow them to express feelings
  • Maintain routines

Maintaining Connection with the Absent Parent

Section titled “Maintaining Connection with the Absent Parent”
  • Regular video calls (schedule them like appointments)
  • Phone calls (even brief ones help)
  • Photos and videos shared both ways
  • Voice messages children can replay
  • Letters and cards (physical mail is meaningful)
  • Virtual bedtime stories via video
  • Shared activities (watching the same show “together”)

Research shows that for young children, video communication can have many of the same effects as physical presence.

Even from another country, the other parent can:

  • Participate in major decisions
  • Help with homework over video
  • Attend events virtually (school plays, sports, birthdays)
  • Provide emotional support to children
  • Stay informed about children’s lives

This isn’t selfish—it’s survival.

  • Sleep: Even when it’s hard, rest matters
  • Eat: Skipping meals catches up with you
  • Move: Even a short walk helps
  • Connect: Talk to other adults
  • Breathe: Take moments of pause
  • Get help: Ask for it, accept it when offered

See Trauma and Healing for more on coping.


ResourceContact
211Call or text 211 for local resources
SNAP/Food StampsContact local DSS
WICLocal health department
LIHEAP (Utility Assistance)Local community action agency
TANF (Cash Assistance)Local DSS
ResourceContact
CLINIC Legal Directorycliniclegal.org
Immigration Advocates Networkimmigrationadvocates.org
National Immigrant Justice Centerimmigrantjustice.org
ILRCilrc.org
ResourceContact
HOPE Hotline888-995-4673
HUD Housing Counselinghud.gov
Homeowner Assistance FundCheck your state’s program
ResourceLink
Informed Immigrant: Family Preparednessinformedimmigrant.com
ILRC Family Preparedness Planilrc.org
CLINIC 50-State Resourcecliniclegal.org

This is one of the hardest things a family can face. Every day you survive is a victory. Every bill you pay, every child you comfort, every decision you make—you’re doing it.

You will make mistakes. You will have bad days. That’s part of this. Give yourself grace.

Your family is still a family, even across borders. Your love reaches farther than any wall or ocean.

One day at a time. One decision at a time. One breath at a time.

You can do this.